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I have worked in financial services for 20 years and specialise in mortgage and protection advice, of which I have lived and worked in the London area for the last 15 years. During this time, I’ve seen changes to individual income structures and normal working hours, meaning more and more people are moving away from the standard Monday to Friday 9 -5 jobs and receiving just a basic salary.
Due to these changes people don’t easily fit into the standard lending criteria of many lenders. Also, over the years more financial institutions have entered the mortgage market, creating increased competition with slight variations on their criteria. In more recent times changes in regulations mean a trip to your local bank could take longer than you expect, and shopping around various mortgage lenders could give you extra stress and take up your valuable spare time.
I have been giving full advice and recommendations for many years, working with a vast array of financial institutions, interpreting lenders and protection providers criteria to ensure that my clients get the most suitable mortgage and protection advice that matches their individual requirements. This in turn reduces their stress and gives them more time to concentrate on other important things in their lives.
Away from work I enjoy spending time with my family, travelling on holiday and experiencing different places and cultures, I like most types of sport (watching rather than participating these days). Also, I’m interested in local history and architecture.
I offer an initial free no obligation consultation and a time and place that is convenient to you and endeavor to provide a first class service giving full advice and guidance through the whole protection and mortgage process.
WARNING - YOUR HOME MAYBE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE